My Credit Crunch Crisis

My Credit Crunch Crisis

So there I was, without a job, since a car accident meant I could no longer do that work, with no partner’s second income for support, completely unprepared for the crisis. I had spent over half a decade in a secure job just months prior, but left this job due to unreasonable work-loads and pressures, to take the job I had to now leave!

A series of events unfolded from that accident which led to my decision that it was time to be financially independent, boss free and more in control of my life in future. It was going to take an unknowable amount of time to learn how to work online at home successfully in a new internet business opportunity I knew was for me. I had one month to go from zero to building a business earning £1,500 to cover my household expenses before I could start to apply for a business loan from banks who were increasingly reluctant to lend in what was already a serious financial recession.

In the firm belief I had found possibly the best of all online business opportunities, where I could now work from home, I had even done what had been unthinkable until this crunch point in my life. I invested in the business with a personal loan and overdraft until I could secure a business loan (if I could!) – I could hysteria in my mother’s voice already; a war baby, completely against the idea of loans! Now I had additional over-heads on top of my bills and the clock was ticking until my repayments started. My home was on the line and I was taking a huge risk with a business I was new to.

In spite of this, I had done my homework and I knew that recession was not a significant issue in internet business opportunities albeit over 95% of people fail when they work from home

The combined experiences of working in bullying culture for so long, with all of the humiliations that went with that, together with the injuries I sustained in that car accident were forcing me to think about my future in a different way. Trading my days for a pay-cheque which would barely cover my bills, plus the over-whelming horror I felt at working a 9-5 again, was just no longer an option. Iwas broke every month. I worked it out; if I earned the UK average income of £20K per year, my working hours, (together with the hidden costs), I would work for £50 per day for nigh on ten hours.

My life is worth more than this; nor was this was not the first time I had gone through the maths exercise; it had become a six month ritual. I had come to the same conclusion before, but that pay-cheque at the end of the month had been just enough to keep me hooked in.

I took a leap of faith and looked around for other options, like thinking of how I could work from home and be incontrol of my work schedule and earnings. I did not even know then what made a strong business model in online business opportunities. I learnt fast. I just had to follow the steps of the entrepreneurs who had tread that road before me; there is nothing new under the sun; we all learn from each other; I figured others had succeeded from nohting, so I just had to copy them.

I read books, wrote (still write) copious pages of notes, I have committed to continued learning. In the mirror in the morning and going to bed at night, I repeated affirmations; within weeks, I felt really ALIVE… for the first time in years! I realised how much the day job world had beaten my individuality out of me. Maybe you recognise the feelings?

Like many newbies, my expectations were unrealistic in terms of time-scales. I was not just building a business for my future, I was re-building myself as an entrepreneur! Bigger action than I had ever under-taken before was the only way to fulfilling any future dreams of moving to the coast to live happily, healthily and wealthily ever after.

I began to think as other entrepreneurs did: “Before marketing, comes mindset”; my new confidence silenced critics, still in residence in my mind, who still clung to wage-packet myths. I gave them notice to quit! Sometimes a friendly, nurturing Godmother popped in for a pep talk: “You’re going to be fine. Carry on doing what you want to do”. “ I will! This is MY FUTURE”, I said this out loud sometimes, followed by: “I commit to being rich UNRESERVEDLY”; these final words came surprisingly and reassuringly firm.

Newbies need the shoulders of entrepreneurial giants to stand on and a strong team to lean on. Master internet marketers are now my sounding board and inspiration; my will to succeed has been supported by the experiences of my new community. How can I fail? We all need to learn the ways of those wiser than ourselves so that our self-talk becomes imbued with the power of belief. So, “I focus on opportunities, not obstacles; I get ready, I fire, I aim”. (It’s even ok to make mistakes, because I am only accountable to myself and I LEARN from it! No bosses to pull faces! Liberation!).

Now, every day, I put in the time to learn, to do and be who I really am. I am more committed than I have felt in a long time; the help and support is out there with the marketing education community I have chosen. Of course I can do this! “I am bigger than any problems. I can over-come any problems…I focus on building my net worth.”

Now, some of you may be turned off by my new mantras c/o T. Harv Eker , or you may even be hearing your own self-talk. For those of you who may be wincing, ask yourself this question: where are you now in your life, having listened to the voices you have listened to up until now? How would it feel to have people you care about saying positive things and encouraging you to make a better future? How would you feel when looking in the mirror in the morning, if talking out loud, you hear yourself believing powerful and positive messages you had to tell yourself that day?

If any of this resonates with you, chances are you already harbour dreams of getting more out of your life, but perhaps you are struggling to get closer to what you want out of life. Well, you have one life only! My credit crunch crisis story could have been much worse. It reminds me of saying from my home town, which puts this a little darker: “You’re a long time dead”! Your next chapter could be just around the next corner, you just cannot see it yet.

There are so many online business opportunities for you to choose from where you can have the freedom to work from home Think about your longer term goals in life; your future is in your control if you want it to be. Don’t let it take some calamity for your change to come. Learn by my happy accident!

Learn To Earn From Entrepreneurs Who Know How

Learn To Earn From Entrepreneurs Who Know How

(My thanks to T. Harv Eker for his inspiration and guidance in ‘Secrets of a Millionaire Mind’ and pointing to my entrepreneurial alter ego whom I had never known existed until recently.)

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